Make Your Money Work Year-Round Regular investment plans can also help you manage your monthly cash flow. You will know exactly how much will be withdrawn and on what day of the month. You can also increase or decrease your contributions, at no cost, should the need or opportunity arise. Contributing on a regular basis also allows you to benefit from what experts call "dollar cost averaging". This means your regular contribution buys more mutual fund units when the price is low, and fewer when the price is high, helping to reduce the average price you pay per unit over the long term. [More] How to Find Value in No Load Mutual Fund Investing 2. Consider finding a fee-based investment advisor who uses a facts-based methodology and has a track record indicating those kinds of returns. For example, in my own practice I used a trend tracking approach to get my clients into the market on April 29, 2003. Plus, our research and homework led us to recommending funds that gained anywhere from 11.50% to 22.00% over the following 6 week period. How did you do during that time? Do you think any of my clients care whether one of these funds has a small 12b 1 charge? Or whether they have the lowest expense ratios in the industry? I know they don't. [More] Rolling your 401k: Contributory IRA vs. Rollover IRA This type of IRA allows you the most flexibility. You may roll the proceeds back into a 401k plan if you want to utilize a loan provision. However, for tax reasons you should not make annual contributions to this IRA. If making annual contributions becomes important to you, simply open another contributory IRA. [More] How To Invest In Gold Learning about the importance of gold investments and the best way to come in on a purchase can be a very rewarding skill to have already learned but it is still something that is a great thing to learn even today.. The Power of Leverage... Continued! "This will blow your mind!" The Power of Leverage…  Continued!  This will blow your mind! GE Wins Contract This morning, General Electric (GE) announced that it has signed a contract to supply 310 Evolution series locomotives for Kazakhstan's national railway company, Kazakhstan Temir Zholy...(Read More).